Coverage

Capacity

  • Up to USD 10 million for any one person
  • USD 50 million for any event

Hazards Insured

  • 24-hour exposures
  • Business travel
  • Owned aircraft / piloting
  • War and similar risks
  • Common carrier
  • Public conveyance
  • Commuting
  • Occupational exposures
  • Key man and partnership protection
  • Private flying
  • Professional flying
  • Sponsored activities
  • School activities
  • Amateur sport

Core Accident and Health Insurance Coverages

  • Accidental death
  • Accidental dismemberment
  • Paralysis / Loss of use
  • Accident-only medical expense
  • Accident and sickness medical expense for short-term overseas travel
  • Expatriate medical expenses / International medical plans (excluding U.S.)
  • Accident-only weekly indemnity
  • Accident-only hospital cash
  • Accident / Sickness weekly indemnity (excluding U.S.)
  • Accident / Sickness hospital cash (excluding U.S.)
  • Permanent total disability (accident-only or accident/sickness, excluding U.S.)
  • Ancillary travel accident coverage such as baggage, money, cancellation, etc.

Additional Accident and Health Insurance Coverages Available

  • Airbag / seatbelt
  • Bereavement and trauma counseling
  • Bomb scare, bomb search or bomb explosion
  • Bulletproof vest
  • Burial and cremation
  • Child care center
  • Critical illness / cancer
  • Broken bones / Severe burns
  • Emergency room
  • Escalator
  • Felonious assault and violent crime
  • HIV occupational accident
  • Home alteration and vehicle modification
  • Medical evacuation
  • Rehabilitation
  • Repatriation of remains
  • Special education
  • Waiver of premium

Coverage is not available in all jurisdictions or on all AXA platforms.
Certain support services are provided by select third-party providers.

Benefits and Services

  • Simple, low-cost accident and health insurance packages
  • Customized plan design option
  • Mandatory and voluntary coverage offered
  • Assistance services available
  • Stated as a flat amount, a multiple of earnings, percentage of principal sum or as an expense reimbursement

Client Profiles

  • Multinational, large and SME employers
  • Employer-sponsored group plans
  • Key man, partnership or shareholder protection
  • Associations / affinity organizations
  • Unions
  • K-12 (U.S. only)
  • Student travel
  • Volunteer / religious group travel
  • Participant accident
  • Financial institutions