Standard policy provides for accidental contamination, malicious contamination and extortion covering the following losses:

  • Pre-recall expenses and recall expenses
  • Third party recall expenses
  • Loss of gross profits
  • Rehabilitation expenses
  • Increased cost of working
  • Product extortion demand

Extensions include:

  • Government recall
  • Customer loss of gross profit
  • Recall liability damages
  • Adverse publicity
  • Retailers’ expenses
  • Other market extensions
  • Manuscript coverage and endorsements

Benefits and Services

  • Coverage applies worldwide
  • Primary, excess of loss and quota share participation
  • Global claims network

Client Profiles

Our client profiles range from some of the world’s largest multinational companies through to medium and small enterprises, and these include:

  • All categories of food and beverage companies
  • Restaurants (specific coverage available)
  • Nutraceuticals and food supplements
  • Pet food

Coverage also available for the following sectors:

  • Cosmetics
  • Toiletries and household products
  • Pharmaceuticals (specific coverage available)
  • Tobacco