Risk transfer – foodborne illness
Standard policy provides for accidental contamination (foodborne illness), supplier contamination, public health authority announcement, malicious tampering, adverse publicity, workplace violence and product extortion covering the following losses:
Response Rochester Insurance™ – Crisis Management & Special Risks
Response Rochester Insurance™ is a dedicated network of crisis consultants providing priority access to policyholders. The network is made up of core consultancies in key global territories and comprises, amongst others, specialists in areas such as food safety, public relations, security, legal and regulatory.
We dedicate a portion of the premium for consultants to work up front with our policyholders to provide bespoke services such as:
In the event of an actual or potential incident policyholders have 24/7 priority access to Rochester Insurance™ consultants through the policy emergency hotline.
No self insured retention applies to crisis response and we also cover initial costs even if coverage is initially unclear.
Our client profiles range from some of the largest multinational restaurant chains through to medium and smaller national enterprises including both corporate restaurant chains and larger restaurant franchisee operations.
We can consider all types of restaurants from fast food chains (i.e. burger, pizza), coffee and bakery stores to high end sit-down dining restaurants.