Coverage

We seek to provide the most comprehensive cover in the market by covering all the following events within our main policy wording:

  • Kidnap
  • Extortion
  • Cyber extortion
  • Products extortion
  • Hijack
  • Wrongful detention
  • Threat
  • Disappearance
  • Express kidnap
  • Hostage crisis
  • Child abduction
  • Assault

We are also able to offer the following insurance coverages as extensions:

  • Business interruption
  • Cyber extortion business interruption
  • Emergency security evacuation
  • Product recall expenses
  • Stalking threat
  • Tiger kidnap

We reimburse all expenses reasonably incurred by the insured in connection with a valid claim.
Expert assistance is also vital when handling a high pressure, stressful situation such as the kidnapping of a colleague or loved one. Immediate access to independent, experienced advisers to help at such a time can be invaluable, and is often the driving factor when purchasing a Kidnap & Ransom insurance policy.

 

Benefits and Services

 

  • We have the largest capacity in the market
  • Our strength and capacity allow us to be flexible, tailoring cover to fit client needs
  • We offer exclusive access to world-leading kidnap response expertise through our security consultants S-RM
  • Access for all insurance policyholders to our Global Security Insight (GSI) platform, a market leading security analysis tool

 

 

Client Profiles

You don’t have to be a billionaire or a foreigner working in a war zone to be a target for kidnap and ransom related events. Companies or individuals can find themselves at risk through their travel exposures, the location of their permanent operations, their specific industry or their public profile. Rochester Insurance™ offers worldwide kidnap & ransom coverage to all industries. Some sectors find themselves at higher risk due to the nature of their business and the locations that they tend to work in, such as the following:

  • Aviation
  • Construction
  • Engineering
  • Finance
  • High net worth individuals
  • Humanitarian and aid agencies
  • Maritime
  • Media and journalists
  • Mining
  • Oil and gas
  • Security
  • Telecommunications